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We do rate and fee guarantee on home loans or refi's! 


Your credit score is everything.  Need help improving your fico score, call now and lets work on getting it fixed. 

Rich 209-499-9891         rich@call4loan.com

Ask me about some super deals on investment properties.  We can help you negotiate prices in any new development, call us before you sign up (no cost to you to use our services and can save you $1000's on your purchase price).

 

1/2 - 2 Acres lots available in Oakdale starting from $359,000 in Hillsborough estates surrounding in oak trees and sierra views.  Call 209-499-9891 for details.

 

                                         news you can use

Homeowners lured to option ARMs during the last few years could face an ugly reality: payments could almost double when your term expires.  (I can read your current loan contract to check your liability, dont get caught off guard) read more

Ask to see if your property falls in a special Fannie Mae census tract and it may qualify for below market pricing.

Credit Counseling Course-Call for next class,  209-499-9891 or email rich@call4loan.com to save your spot click here >Learn how to improve your fico!  We do credit counseling and your fico score ultimately determines what loan programs are available to you.  Be sure to ask for help on what you can do to improve your fico scores (This is very important). 

Getting Borrowers the loan they want is our goal, thats why we try to make the loan process as simple and worry-free as possible by educating our clients on choices. 

Click on the Loan Programs link and learn about which loan may best suit your needs.  We will also explain full documention vs stated income and what it means to your loan rate.  Service commitment

Whether you want to refinance for a lower rate, purchase a home or get out of an adjustable loan our purpose is to satisfy your needs by putting you first.  Click here for testomonials

Our chief aim is to help people get what they want... whether it is a loan, an appropriate prayer, a good day care reference- you name it and we will help get it for you.

Dont forget to enter for a FREE mortgage payment for 1 month up to $5000.

email Rich@call4loan.com or 209-499-9891

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Get fast answers

At my website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out the Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use the Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? My Loan Program page will help you find the right type of loan for you. Also, I'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.


Trust us with your financing needs.
We offer you the competitive rates and service you deserve. Whether you're a first time home buyer or are refinancing - we will find you the best rate and program for your situation. Apply online today for a no-cost, no-obligation pre-approval!
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